- History
- Investor Relations
- Financial Information
- Earnings
- SEC Filings
- Insider Trading
- Proxy Statement
- Annual Reports
- GAAP Reports
- Statutory Statements
- Ratings
- Stock Information
- Quotes and Charts
- Historical Prices
- Analysts Coverage
- Dividend History
- Events
- Webcasts
- Calendar
- Information Requests
- A Tradition of Strength
- Governance
- LNC Board
- LFG Executives
- Press Releases
- Lincoln Financial Field
- Lincoln Financial Foundation
- Advertising
- Careers
RATINGS
We are firmly committed to meet our financial obligations. Nationally recognized rating agencies routinely assess our financial strength and stability. LNC and its affiliates earn high marks from A.M. Best Co., Fitch Ratings, Moody's Investors Service and Standard & Poor's Insurance Ratings Services.
No single rating ever portrays the total picture. Examine them all and for additional information, a report is available from the respective rating agency. (As of July 28, 2010, these ratings represent the most recent ratings assigned by the respective agencies. By sharing these ratings, we do not undertake any obligation to update the ratings shown below.)
Financial Strength Ratings
| A.M. Best | A+ | (2nd highest of 16) |
| Standard & Poor's | AA- | (4th highest of 21) |
| Moody's | A2 | (6th highest of 21) |
| Fitch | A+ | (5th highest of 21) |
| A.M. Best | A+ | (2nd highest of 16) |
| Standard & Poor's | AA- | (4th highest of 21) |
| Moody's | A2 | (6th highest of 21) |
| Fitch | A+ | (5th highest of 21) |
| A.M. Best | A+ | (2nd highest of 16) |
| Standard & Poor's | A+ | (5th highest of 21) |
| Moody's | A2 | (6th highest of 21) |
| Fitch | A+ | (5th highest of 21) |
Other Ratings
| Commercial Paper | Long-Term Debt | |||
|---|---|---|---|---|
| A.M. Best | AMB-1 | (2nd highest of 6) | a- | (7th highest of 22) |
| Standard & Poor's | A-2 | (2nd highest of 8) | A- | (7th highest of 22) |
| Moody's | P-2 | (2nd highest of 3) | Baa2 | (9th highest of 21) |
| Fitch | F-2 | (2nd highest of 8) | BBB | (9th highest of 21) |
On May 27, 2010, Moody's Investors Service affirmed the above financial strength, commercial paper ratings, and senior debt ratings. Moody's also revised the outlook on all of Lincoln's ratings to stable from negative.
On June 14, 2010, Standard & Poor's affirmed the above financial strength, commercial paper, and senior debt ratings. Standard & Poor's outlook on all of Lincoln's ratings remains stable.
On June 22, 2010, A.M. Best affirmed the above financial strength, commercial paper, and senior debt ratings. A.M. Best also revised the outlook on all of Lincoln's ratings to stable from negative.
On June 30, 2010, Fitch Ratings upgraded the ratings of Lincoln's senior debt to 'BBB+' from 'BBB. ' Previously on June 3, 2010, Fitch affirmed the above financial strength and commercial paper ratings and revised the outlook on all of the financial strength ratings to stable from negative.
The financial strength ratings do not imply approval of any Lincoln product and does not refer to the investment performance of the product, including underlying investment options. Such ratings apply only to the company's financial strength or claims-paying ability. They do not apply to safety or investment performance of any variable product and its underlying investment options.
These tables were compiled using information available to the public and represent the most recently affirmed ratings by each rating service. The ratings are not a recommendation to buy, sell or hold our securities. The ratings may be subject to withdrawal or revision at any time by the assigning rating organization and each rating should be evaluated independently of any other rating.
The mention of any specific securities or life insurance product on this site, in any Webcast or press release, is presented for informational purposes only. This site and the information contained herein does not constitute an offer or a solicitation of an offer for the purchase of any securities or insurance product. An offer for securities can be made by prospectus only. Depending on the securities or insurance product mentioned, it may be issued by The Lincoln National Life Insurance Company, Fort Wayne, IN; Lincoln Life & Annuity Company of New York, Syracuse, NY; or other LFG® companies and offered through broker dealers with effective selling agreements. All companies mentioned herein are affiliated companies of Lincoln Financial Group. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Each affiliate is separately responsible for its own financial and contractual obligations.
