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Investing basics Investing 201
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Benefit from asset allocation


Asset allocation quiz

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What type of investor are you?

Take the asset allocation quiz...

Answer the four questions below to help you identify in broad terms what type of investor you are — conservative, moderate, moderately aggressive, or aggressive. After you complete the quiz, we provide sample asset allocation models that may help you develop an appropriate portfolio to match your individual investment style.

1. When do you expect to begin taking money out of your investment plan? Points
Within 5 years 4
Within 6 to 10 years 15
Within 11 to 15 years 25
Within 15-plus years 30

 

2. Do you have other money set aside to cover planned expenses (new car, home expenses, tuition payments) and emergencies? Points
I have no separate savings. 5
Part of the money in this plan will be used for planned expenses. 8
I don't anticipate having additional expenses. 10
Yes, I have sufficient additional savings. 17

 

3. Which of the following statements best describes your reaction if the value of your investments temporarily declines in value by 15%? (For example, a $1,000 account balance drops to $850 in one day.) Points
I would be very uncomfortable and would withdraw my money immediately. 4
I would be very uncomfortable and wouldn't add to that investment. 7
I invest for the long term but would be concerned about a temporary decline in market value. 11
I invest for the long term and can ignore temporary declines. 15

 

4. Which of the following best describes your investment goals? Points
I want my investments to be safe from market declines regardless of growth potential. 2
I prefer a mix of investments with an emphasis on low risk. 3
I like a balance of low and high risk, with some chance for good potential returns. 5
I would choose a mix of investments with somewhat higher risk, for potentially higher returns. 7
I would invest aggressively, accepting more risk in order to achieve the highest potential returns. 8

This calculator is provided for educational purposes only and is not meant as investment advice. Asset allocation samples are based solely on selections you have made. We suggest that you consult a financial professional to further discuss factors that are specific to you, inlcuding investment goals, specific timeframes, and risk tolerance in further developing your investment plan.

This is not a complete financial planning tool. You should consult with an investment professional for further assistance with your financial planning
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