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When you buy a fixed-rate annuity, the issuer of the annuity promises earnings at a specific interest rate. This rate only applies for the initial period of the agreement, often for one year. After that period of time, the rates can change depending on the current financial market condition. Some contracts guarantee a minimum rate of return. With Fixed Annuities, the issuer controls where the money is invested.
To compliment the products offered through The Lincoln National Life Insurance Company, through Lincoln National Insurance Associates, Inc, Lincoln Financial Advisors Representatives have access to over 60 highly rated companies to provide objectivity and competitive products to suit our client's specific needs. Contact a Lincoln Financial Advisors Representative near you to see if a fixed annuity is right for you.
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