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Why buy insurance on yourself? The most common answer to that question is protection. Although this is not the only reason to buy insurance, it is a very valid reason. Protection from an early death that puts your loved ones in a difficult financial situation. Protection from a disabling injury that puts a major strain on your ability to generate an income. Lastly, protection from the constantly rising health care costs if you need these services for a long-term period of time.
In each situation, purchasing an insurance policy on yourself at a minimum, gives you some peace of mind that if something catastrophic happens, you, your family and your estate are protected. In addition to protection, personal insurance is also used in estate planning, business succession planning, retirement planning and charitable gifting.
At Lincoln Financial Advisors, we feel that product strength is critical when considering an insurance policy. Contact your representative to discuss your situation and allow us to find the right policy for you.
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