EXECUTIVE BENEFITS

We offer a variety of executive benefits products designed for businesses and organizations of all types and sizes. An array of investment options, services and features are available, so you can select a product that makes sense for you.

Corporate Owned Life Insurance (COLI)

• Lincoln Corporate Commitment VUL (LCC VUL)
  Lincoln Corporate Commitment VUL is a registered variable universal life insurance product. It is most efficient in flexible premium, non-MEC case designs and is excellent as an informal funding vehicle for many non-qualified executive benefit plans. It is used to informally fund plans under 409a and FAS106 liabilities and is typically sold on a multi-pay basis.
• Lincoln Corporate Commitment UL (LCC UL)
  This product provides corporate owned, flexible premium universal life insurance. It is used to informally fund plans under 409a and FAS106 liabilities and is typically sold on a multi-pay basis.
• Private Placement Life Insurance
  Lincoln offers customized private placement solutions for complex corporate-owned life insurance cases. Private placement variable life insurance can provide corporate clients with the traditional advantages of insurance coupled with unique investment options. Options include customized non-registered variable life products that invest in a wide array of alternative investment vehicles. Private placement insurance may only be offered to accredited investors/qualified purchasers, as defined by federal securities law.

Bank Owned Life Insurance (BOLI)

• Lincoln Corporate Commitment BOLI (LCC BOLI)
  This is Lincoln's general account BOLI product designed to informally fund bank benefit plan liabilities. The product charges only for mortality and credits a new-money based interest rate. It is typically sold on a single-pay basis.
• Private Placement Life Insurance
  Lincoln offers customized private placement solutions for complex bank-owned life insurance cases. Options include customized non-registered variable life products that invest in bank eligible instruments. Private placement insurance may only be offered to accredited investors/qualified purchasers, as defined by federal securities law.