VOLUNTARY PROGRAMS
Voluntary products, also known as worksite products, are positioned to fill the void for employers who want to provide a comprehensive insurance program to employees, but cannot justify the cost of the entire program. In these situations, the employer can offer employees voluntary, payroll-deducted coverages at competitive rates.
Lincoln Financial Group offers voluntary products as an option to thousands of employer groups nationwide. Our voluntary portfolio includes life, short-term disability, long-term disability, dental and employee assistance programs. We offer the benefits employees need at affordable group prices and we make it easy for them to enroll.
The voluntary benefits enrollment process can be cumbersome. Not with Lincoln Financial. We are continually striving to improve our enrollment process for the producer, the employer and the employee. With our comprehensive enrollment method, including step-by-step instructional enrollment material and enrollment assistance from our worksite enrollment specialists, applying for coverage is simple. In addition, we've made administration and workplace interruption minimal for employers.
To learn more about our voluntary products, please click on the following links:
Voluntary Term Life
Voluntary Long-term Disability
Voluntary Short-term Disability
Voluntary Dental Insurance
Employee Assistance Program Highlights
Voluntary Programs Contact Information
Voluntary Enrollment
Voluntary Underwriting Guidelines
Voluntary Administrative Guideline (For Employers Located Outside New York)
Voluntary Administrative Guidelines (For Employers Located in New York)
Access Accounts for Beneficiaries
State Approval List
Voluntary products contain exclusions, limitations, reduction of benefits, and/or terms under which the policy may be continued in force or discontinued. Products and features may vary by state.
Group Insurance products are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which is not licensed and does not solicit business in New York. In New York, group insurance products are issued by Lincoln Life & Annuity Company of New York (Syracuse, NY). Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Each affiliate is solely and independently responsible for its own financial and contractual obligations.
