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VARIABLE UNIVERSAL LIFE INSURANCE

Variable Universal Life Insurance - at a glance

Like universal life insurance, variable universal life insurance (VUL) combines the protection of term insurance with an accumulation value. In addition, it offers the upside potential of variable investment options. It is also known for its flexibility in premium and death benefit.

Single Life


Survivorship Life


New York Products


American Legacy Suite


Lincoln VIP Trust

Lincoln VIP Trust Funds are only available on select Lincoln Retirement Plans. Ask your advisor to learn more.


Not Available For New Sales

Click here for products not available for new sales.



Variable products are issued on contract/policy forms LN670/LN690/LN694/LN691/LN656 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and offered through broker/dealers with an effective selling agreement. Products and features are subject to state availability.

The No-Lapse provision will terminate if the death benefit option is changed. After the no-lapse benefit expires or terminates, the accumulation value must be sufficient to keep the policy in force or additional premiums will be required to avoid a policy lapse. This feature may not be available in all states. In Illinois, this provision must be referred to a s Coverage Protection.

Guarantees backed by the financial strength of the issuer.

Variable products are sold by prospectus. Consider the investment objectives, risks, and charges and expenses of the investment company carefully before investing. The prospectus contains this and other information about the investment company. A prospectus is available by clicking on the prospectus link. Read it carefully before investing.



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Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.




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