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Why do clients buy insurance on themselves? The most common answer to that question is protection. Although this is not the only reason to buy insurance, it is a very valid reason. Protection from an early death. Protection from a disabling injury. Lastly, protection from the constantly rising health care costs.
In addition to protection though, personal insurance is also used in estate planning, business succession planning, retirement planning and charitable gifting. At Lincoln Financial Advisors, our planners are given the tools to completely evaluate their clients' situations and deliver the best insurance policy for them.
We feel that product strength is critical when considering an insurance policy. Through our affiliation with The Lincoln National Life Insurance Company, we have access to some of the best insurance products in the nation. In addition, our representatives have access to many other strong insurance carriers, which gives them the ability to find the right policy for each specific client.
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