Financial Foundations offers a range of protection benefits that include competitive onshore life cover for clients who are aged 45+. The life cover
element can be used for inheritance tax planning, or to provide a tax free lump sum for dependants.
For life cover comparison illustrations, please visit The Exchange (you will need to be registered with them for the comparison service).
But don't just take our word about competitive rates, see for yourself:
Sex/Age next
birthday |
Lincoln Financial
Foundations plan |
Scottish Provident
Pegasus
Safeguard |
Skandia Life -
The Skandia
Plan |
| Male 50 |
£43.63 |
£60.90 |
£69.80 |
| Male 55 |
£68.54 |
£101.47 |
£115.86 |
| Female 50 |
£37.19 |
£38.93 |
£42.02 |
| Female 55 |
£53.44 |
£58.66 |
£67.14 |
Source The Exchange's Exweb 28 September 2009, non smokers, £150,000 sum assumed, life cover only. Competitor premiums quoted are the nearest onshore priced plans on The Exchange, premium payable monthly on a maximum cover basis. For precise details of cover refer to product providers.
We back up our competitive rates with great service that includes:
-
access to a single point of contact within our Lincoln consultant sales team
-
tele-interviewing - a shorter application form and faster underwriting
-
indicative terms - giving you an idea of what's possible before completing
a full application form
-
commission on a two year indemnity period up to 160% (broadly equivalent
to 160% of LAUTRO).
We also offer large sum assured illustrations for our life cover with up to £5 million available on The Exchange or £10 million if you ring us directly.
See some examples of how Financial Foundations could benefit your clients or call us on 0845 071 0200.
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