The Income Guarantee Option offers your clients a secure guaranteed income should there be a down turn in the stock market, together with the potential to still benefit from capital and income
growth if funds perform favourably.
How it works
The diagram below shows you when the income guarantee kicks in if your client has selected this unique feature, which can be switched on and off at any time. This shows how it works in its simplest form.
Features of the Income Guarantee Option
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A guarantee secure minimum level of income for life, regardless of how your clients' investments performs.
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A yearly charge of just 0.95% of the value of the fund when the Income Guarantee is applied.
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Available on i2
Live Annuity and i2
Live Drawdown.
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The guaranteed minimum income level is reviewed every five years and may increase if funds perform favourably.
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