Lincoln i2Live - proposition at a glance

     i2Live Accumulator

• Can include protected rights.

       i2Live Drawdown

• Available with the Income Guarantee Option from outset.
• Can include protected rights (but not with the Income Guarantee Option).

         i2Live Annuity

• Available with the Income Guarantee Option from age 60, no maximum age limit.

• Consolidate pension assets.
• Simplify administration.
• Add additional contributions to build up the pension fund.

• Income level chosen to suit client need - zero if none needed.
• Take up to 25% of the fund as a pension commencement lump sum (tax-free) at outset.
• Free conversion to i2 Live Annuity at any time on or before your client's 75th birthday*.

• Set the level of income your client requires, within wide limitations.

• Maximise the value of the pension for dependants.

• Income Guarantee Option on non-protected rights provides security of income.

• Income Guarantee Option provides security of income.

• Free conversion to i2 Live Drawdown or i2 Live Annuity*.

• Income can be varied until 75th birthday.
• Funds can be switched for free as required**.

• Income can be varied for rest of your client's life.
• Funds can be switched for free as required**.
• Option to transfer-out to an annuity with another provider***.

• Opportunity to increase pension fund with good investment performance****.

• May offset the effects of inflation and (associated longevity) in the right market****.
• Investment strategy can be aligned to income need.

• Investment strategy can be continued from i2 Live Drawdown or switched as needs change.

• Dependants have an important degree of choice and control over the way they take the death benefits.

• Dependants have an important degree of choice and control over the way they take the death benefits.

• Death benefits can be selected to suit personal circumstances through the joint life or dependant's guarantee period.
• Maximise income if no dependant's benefits required.