Once you've seen a great idea you start seeing it everywhere...
i2Live Annuity with the Income Guarantee Option is a great idea for anyone who wants to stay in control of their pension and receive a flexible income for life.
With i2Live Annuity your clients can:
remain invested in the stock market after they annuitise - even after the age of 75 - enjoying the potential to grow their fund*
vary income levels, use unlimited free fund switches and take ad hoc payments to support retirement planning
add the Income Guarantee Option to secure a minimum guaranteed income for life, even if markets fall
turn the guarantee on and off when required up to age 89**
pay just 0.95% of the fund value for the guarantee and be reassured that the guarantee fee will not increase as long as it remains switched on
receive additional units each year to increase the value of their fund through mortality credits.
*The value of the funds invested in Lincoln i2Live is not guaranteed and can fall as well as rise.
**Once the Income Guarantee Option is switched off it can only be reinstated a year later.
How the income guarantee works
The diagram below shows you when the income guarantee kicks in if your client has selected this unique feature, which can be switched on and off at any time**. This shows how it works in its simplest form.
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