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This document is dated July 19, 2013. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Group Honors Former Owner, President Of The Smith Companies With Its 'American Award'

Radnor, PA, July 19, 2013 — Lincoln Financial Distributors (LFD), the wholesale distribution subsidiary of Lincoln Financial Group (NYSE:LNC), recently honored the late Charles T. Smith III with its "American Award" for his outstanding reputation in business and the greater community.

Smith was former owner and president of the Smith Companies, LTD., and founding member and two-time president of Capitas Financial.

The American Award acknowledges financial services professionals who combine business performance excellence, outstanding community service and commitment to family. The award was presented by Lincoln Financial Group Distribution President Will Fuller.

"Lincoln is proud to honor Charlie Smith's memory," said Fuller. "Those fortunate enough to have known and worked with Charlie recall not only his natural warmth and leadership, but also his innate desire to serve the greater community. We hope to keep his legacy alive through this recognition because it is a reflection of the value Lincoln places on helping others and symbolizes the highest standards of our industry," he added.

Smith was a member of the Association for Advanced Life Underwriting and the National Association of Independent Life Brokerage Agencies. In addition to his professional dedication, he was active in the Boston community, serving as Chairman of the Friends of Charlesgate, Back Bay Neighborhood Association, a non-profit organization dedicated to combating community deterioration. Smith also was an advocate of Crossroads for Kids, an organization committed to inspiring at-risk youth to become members of the next generation of diverse young leaders in Boston and Massachusetts.

Smith passed away on June 16, 2012.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $186 billion as of March 31, 2013. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contacts:
Eric Samansky
E-mail: Eric.Samansky@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.