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This document is dated March 24, 2014. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Distributors' Intermediary Retirement Plan Team Adds Two Regional Sales Directors
Coverage Includes Maine, New Hampshire, Vermont, Rhode Island, Western Massachusetts, Northern Ohio

Radnor, PA, March 24, 2014 — Lincoln Financial Distributors (LFD), the wholesale distribution business of Lincoln Financial Group (NYSE:LNC), today announced the addition of two regional sales directors to its intermediary retirement plan sales force: George Manning and Michael Rinaldi.

Reporting to Jim McCrory, divisional sales manager, Manning and Rinaldi will provide Lincoln's retirement plan solutions to financial representatives, helping them to guide clients to better protect the wealth of their employees. Manning will be responsible for Maine, New Hampshire, Vermont, Rhode Island and western Massachusetts; Rinaldi will cover northern Ohio.

About George Manning
Manning has more than 25 years of experience in the financial services industry. Prior to joining Lincoln, he was an independent consultant, specializing in advisory practice management and business development, in Boston, Mass. From 2010 to 2012, he served as vice president of Retirement Strategies for Natixis Global Asset Management, Boston. Earlier in his career, Manning served in a variety of sales leadership capacities at AllianceBernstein Investments, New York, N.Y.; Principal Financial Group, Boston; Marsh (Mercer) USA, Inc., Boston; John Hancock Funds, Boston; Putnam Investments, Boston; and Fidelity Institutional Retirement Services Co., Boston.

Manning received a bachelor of science degree in finance from Fairfield University, Fairfield, Conn., and holds FINRA Series 6, 7, 26, 63 and 65. In addition, he is an Accredited Investment Fiduciary, and holds Life, Accident and Health, and Annuity licenses.

About Michael Rinaldi
Rinaldi has more than 17 years of experience in the financial services industry. Prior to joining Lincoln, he served as a regional sales director for MassMutual Retirement Services, Cleveland, Ohio, where he was responsible for the sale of retirement plans through financial intermediaries in the bank, wirehouse, independent and insurance advisor channels. Earlier in his career, he held sales leadership roles at The Hartford, Cleveland, Ohio, and Manulife Financial (John Hancock), Chicago, Ill.

Rinaldi received a master of business administration degree from the University of Dayton, Dayton, Ohio, and a bachelor of science degree in marketing from the University of Alabama, Tuscaloosa, Ala. He received an executive certificate in financial planning from John Carroll University, University Heights, Ohio; is a Certified Employee Benefit Specialist; and is an Accredited Pension Representative. In addition, he holds FINRA Series 6 and Life, Accident and Health, and Variable Insurance licenses.

About Lincoln Financial Retirement Plan Services Business
For more than 60 years, Lincoln Financial's Retirement Plan Services (RPS) business has been helping savers boost their retirement readiness through employer-sponsored plans. Our distribution force of more than 400 professionals, including institutional and wholesale distribution channels and advisor-based sales teams, work to provide plan sponsors with retirement plans that not only meet the unique needs of their plan participants but also align with sponsors' total rewards strategies and help recruit and retain top talent. RPS Retirement Consultants, available onsite, online and by phone, develop long-term one-on-one relationships with savers to help motivate them to take actions that lead to better retirement outcomes. RPS offers personalized services, solutions and education to help plan participants get to and through retirement. The business serves approximately 1.4 million participants through 22,000 plan sponsors with $52 billion in assets under management as of December 31, 2013.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $207 billion as of December 31, 2013. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contacts:
Karen Eross
E-mail: Karen.Eross@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.