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PRESS RELEASES

This document is dated January 13, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.
   
 

Lincoln Financial Group to Report Fourth Quarter Earnings

Live Webcast Available

PHILADELPHIA, January 13, 2009 — Lincoln Financial Group (NYSE:LNC) will report its fourth quarter earnings after market close on Monday, February 9, 2009. A conference call is scheduled for Tuesday, February 10, 2009, at 11:00 a.m. ET, to discuss the fourth quarter earnings and related matters for the company and its business segments. Earnings material, including the fourth quarter 2008 Earnings Release and Statistical Supplement, will be made available through www.LincolnFinancial.com/investor after market close on Monday, February 9, 2009.

Webcast Information
Interested persons are invited to listen through the internet. Please visit www.LincolnFinancial.com/webcast at least fifteen minutes prior to the event to register, download and install any necessary streaming media software.

Conference Call Information
Interested persons may also listen to the call by dialing the following numbers:
Dial: 877 675-4749 (Domestic)
         719 325-4852 (International)

Ask for the Lincoln National Conference Call.

Replay Information
A replay of the call will be available by 4:00 p.m. ET on February 10, 2009, at www.LincolnFinancial.com/webcast.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $200 billion as of September 30, 2008. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries; and Lincoln UK. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.

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For more information:

Investor Contacts:
Jim Sjoreen
484 583-1420
E-mail: InvestorRelations@LFG.com

Media Contact:
Laurel O'Brien
484 583-1735
E-mail: MediaRelations@LFG.com





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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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