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This document is dated February 5, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Group Names Will Fuller President & CEO of Lincoln Financial Distributors

PHILADELPHIA, February 5, 2009 — Lincoln Financial Group (NYSE:LNC) today announced that Will Fuller has been named President and CEO of Lincoln Financial Distributors (LFD), the wholesale distribution arm of Lincoln Financial, effective February 13, 2009. As President of LFD, Fuller will be responsible for partnering with financial intermediaries to provide essential solutions and advice to clients to help them secure their financial futures. He will also work closely with Lincoln Financial's Insurance Solutions, Retirement Solutions, and Delaware Investments divisions to grow sales across Lincoln's industry-leading products, and will sit on the company's Senior Management Committee.

"With Will's extensive distribution experience and proven leadership abilities, I am confident that Lincoln Financial Distributors will continue to lead the industry in market share gains," said Dennis R. Glass, President and CEO, Lincoln Financial Group. "In addition, Will has a deep appreciation for how our unique structure and talented professionals differentiate LFD from our peers that will help drive the organization forward."

Fuller comes to Lincoln Financial from Merrill Lynch & Co., Inc. At Merrill Lynch, Fuller headed product distribution for the Global Wealth Management group. In addition to leading the distribution organization, Fuller was a key contributor to Merrill Lynch's growth strategy, with a special focus on innovation in Merrill Lynch's product offerings, processes, and the client experience. Fuller spent most of his career at Merrill Lynch, serving in various distribution capacities over a dozen years. He holds a BA in business from The Citadel in Charleston, SC. He sits on the boards of Merrill Lynch Global Selects, an offshore fee-based investment advisory company, and the Trenton Boys and Girls Club of America.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $200 billion as of September 30, 2008. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries; and Lincoln UK. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Investor Contacts:
Jim Sjoreen
484 583-1420
E-mail: InvestorRelations@LFG.com

Media Contact:
Laurel O'Brien
484 583-1735
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.