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PRESS RELEASES

This document is dated February 23, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.
   
 

Lincoln Financial Group to Participate in the Merrill Lynch Insurance Investor Conference

Live Webcast Available

PHILADELPHIA, February 23, 2009 — Lincoln Financial Group (NYSE:LNC) will participate in the 2009 Merrill Lynch Insurance Investor Conference on Wednesday, February 25, 2009, at approximately 12:35 p.m. ET. Dennis Glass, president and CEO, will discuss the company's strategy, capital and liquidity, and business outlook.

Interested persons are invited to listen through the internet and view the presentation slides, either live or through on-demand replay. Please go to www.LincolnFinancial.com/webcast at least fifteen minutes prior to the event to register and download any necessary streaming media software and presentation materials.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $178 billion as of December 31, 2008. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries; and Lincoln UK.

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For more information:

Investor Contacts:
Jim Sjoreen
484 583-1420
E-mail: InvestorRelations@LFG.com

Media Contact:
Laurel O'Brien
484 583-1735
E-mail: MediaRelations@LFG.com





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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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