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This document is dated April 6, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Group Expands Panel of Dental Providers, Enhances Optional Dental Benefits

PHILADELPHIA, April 6, 2009 — The Insurance Solutions division of Lincoln National Corporation (NYSE:LNC) today announced the expansion of its panel of Dental providers. The Lincoln DentalConnectSM PPO plan increased the number of providers so the panel now includes more than 54,000 unique providers and over 95,000 provider locations, offering greater choices for affordable, local dental care. The newly expanded panel of Dental providers is immediately available via Lincoln's Web site link.

"We're committed to making quality dental care accessible to our customers," said Dave Swanson, Vice President of Product Development for Lincoln Insurance Solutions, Group Protection. "By expanding our provider and provider location list, we're helping ensure customers can easily find a skilled dentist in their local area."

Additionally, the Lincoln DentalConnectSM PPO plan now offers an enhanced selection of optional benefit coverages. Dental implants and composite posterior fillings are available as optional coverage for groups with effective dates of April 1, 2009, or later.

To review the expanded panel of dental providers and/or additional information about Lincoln's full portfolio of employee benefit products — including Lincoln DentalConnectSM PPO — visit www.LincolnFinancial.com/dentist.

Group insurance products are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York nor is it authorized to do so. In New York, group insurance products are issued by Lincoln Life & Annuity Company of New York (Home Office: Syracuse, NY). Both are Lincoln Financial Group Companies. The group insurance division of Lincoln Financial markets ancillary (non-medical) group and voluntary insurance products including life and AD&D, long-term and short-term disability and dental, programs through a national distribution system consisting of 41 sales offices with two home offices in Omaha, NE and Atlanta, GA.

Product availability and/or features may vary by state. Products are subject to exclusions and limitations — please contact your Lincoln Financial sales representatives for complete details.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $178 billion as of December 31, 2008. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries; and Lincoln UK. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contact:
Heidi St. Jean
860 466-1759
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.