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This document is dated July 22, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Quiñones Receives Prestigious American Award From Lincoln Financial Group

PHILADELPHIA, July 22, 2009 — Luis R. Quiñones has been presented with the annual American Award from Lincoln Financial Group. The award is presented to a Lincoln Financial Group producer who embodies the American spirit and who portrays a commitment to family and making the community, industry and world a better place.

Quiñones is President of Luis R. Quiñones Insurance Agency, Inc. in Hato Rey, Puerto Rico, and has been affiliated with Lincoln Financial for nearly 30 years. He is a Silver level member of PREMIER PARTNERS®, a group of some of the company's most successful financial services professionals. In addition, he is a lifetime member of the Million Dollar Roundtable and has achieved Top of the Table status 12 times and Court of the Table status 20 times.

"Luis epitomizes the "serve first" philosophy that is a cornerstone of Lincoln Financial. He is a consummate professional and a dedicated family man," said Bob Dineen, President and CEO of Lincoln Financial Network, who presented the award to Quiñones earlier this month. "In short, he is the embodiment of the American spirit."

Quiñones is active with several community organizations in Puerto Rico including the Episcopal Church, for which he was awarded the Lifetime Achievement Award by the Bishop of the church for his contributions to the community. In addition, Quiñones was integral in the development of several baseball leagues in his hometown of Bayamon. Many of the teams he coached represented Puerto Rico in World Series events in the United States, including the 1989 Mustang World Series and the 1994 Colt World Series. More than a dozen of his players have gone on to play professional baseball, including three who have played for Major League Baseball teams including the Baltimore Orioles, the Kansas City Royals, and the New York Mets.

"Whether he is helping his clients secure their financial futures, serving his community, mentoring younger generations or devoting time to his family, Luis give 100 percent to everything he takes on," said Bill Seawell, Senior Vice President — GA and ABGA Distribution for Lincoln Financial. "He is truly an All-Star in his own right."

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $171 billion as of March 31, 2009. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries; and Lincoln UK. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contact:
Jeff VanPelt
603 226-5216
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.