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This document is dated September 15, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Distributors Names John C. Kennedy Head of Retirement Solutions Distribution

RADNOR, Pa., September 15, 2009 — Lincoln Financial Distributors, the intermediary distribution company of Lincoln Financial Group (NYSE:LNC), today announced that John C. Kennedy has joined the firm as Head of Retirement Solutions Distribution. In this new position, Kennedy will oversee growth strategies for the distribution of Lincoln's annuities and intermediary 401(k) businesses. Kennedy will report to LFD President and CEO Will Fuller.

"There is an even greater need today for accumulation and income security solutions as consumers seek to recover from the impact of the difficult markets over the past year," said LFD President and CEO Will Fuller. "We see a tremendous opportunity to build on our strong industry position in these core businesses as well as capitalize on our substantial relationships with financial advisors and partner firms. John brings a wealth of industry experience and a successful track record of enhancing the client experience and driving growth, which are both crucial to our success."

Prior to joining Lincoln Financial, Kennedy was National Sales Manager for MetLife Investors. His previous positions include Senior Vice President for AXA Distributors and various senior sales and marketing roles for PLANCO, a financial services subsidiary of The Hartford. Kennedy received a bachelor's degree in Business Administration from St. Joseph's University in Philadelphia, PA.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $181 billion as of June 30, 2009. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance;
401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries; and Lincoln UK. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contact:
Nicole Boscia
484 583-1388
E-mail: MediaRelations@LFG.com

Ayele Ajavon
215 255-1632
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.