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This document is dated October 19, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Group Announces New Corporate Treasurer and Head of Risk Management

RADNOR, Pa., October 19, 2009 — Lincoln Financial Group (NYSE:LNC) today announced that Anant Bhalla has joined the firm as Corporate Treasurer and Head of Risk Management, effective immediately. He is responsible for corporate finance, corporate insurance, treasury operations, liquidity management, enterprise risk and capital management, economic capital and pricing oversight. Bhalla reports to Randy Freitag, Chief Risk Officer of Lincoln Financial Group.

"Anant Bhalla's experience in treasury and strategic analysis, coupled with his extensive corporate finance and risk management background, makes him the ideal person to serve as treasurer for Lincoln Financial," said Fred Crawford, Executive Vice President and Chief Financial Officer, Lincoln Financial Group.

Prior to joining Lincoln Financial Group, Bhalla was responsible for corporate treasury and enterprise risk management for Ameriprise Financial, a diversified financial services company. Throughout his tenure with Ameriprise Financial, Bhalla held positions of increasing responsibility in the areas of treasury, risk management and corporate finance. He received a bachelor of Business Administration from the University of Madras in Chennai, India, and an MBA from S.P. Jain Institute of Management & Research, Mumbai, India.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $181 billion as of June 30, 2009. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance;
401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contacts:
Lauren Sammerson
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.