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This document is dated October 26, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Cascade Financial Advocates Affiliates with Lincoln Financial Advisors

PHILADELPHIA, October 26, 2009 — Lincoln Financial Network (LFN), the marketing name for the retail sales and financial planning affiliates of Lincoln Financial Group, announced today that Cascade Financial Advocates (www.Cascadefinancialadvocates.com), a financial services group based in Portland, Ore., has affiliated with Lincoln Financial Advisors Corp.

Led by Thomas Clements, Cascade provides guidance to skilled, educated, managerial, and self-employed families to help them make responsible decisions about providing for an independent and secure retirement, and protecting those who depend on them.

"Cascade's belief of serving as financial advocates to clients is a unique and value-added approach that complements perfectly LFN's own philosophy of 'Serve first, last and alwaysSM,' " said Bob Dineen, president and CEO of Lincoln Financial Network.

LFN represents one of the nation's top retail brokerage operations with approximately 7,500 financial services professionals. Lincoln's affiliated advisors have access to a full spectrum of products, services and in-house expertise.

"We're proud to be affiliated with Lincoln Financial Advisors, which has a long history of delivering advice and solutions to help its customers secure their financial futures. Cascade shares that goal," said Clements.

Cascade Financial currently has 45 financial advocates and registered representatives.

About Lincoln Financial Network
Lincoln Financial Network is the marketing name for the retail sales and financial planning affiliates of Lincoln Financial Group and includes Lincoln Financial Advisors Corp. and Lincoln Financial Securities Corp., both members of FINRA and SIPC. Consisting of more than 7,500 representatives, career agents, and full-service financial planners throughout the United States, Lincoln Financial Network professionals can offer financial planning and advisory services, retirement services, life products, annuities, investments, and trust services to affluent individuals, business owners, and families.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $181 billion as of June 30, 2009. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance;
401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contacts:
Jeff VanPelt
603 226-5216
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.