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PRESS RELEASES

This document is dated November 5, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.
   
 

Lincoln National Corporation's Board of Directors Declares Quarterly Dividend

PHILADELPHIA, November 5, 2009 — The board of directors of Lincoln National Corporation (NYSE:LNC) today declared a quarterly cash dividend of $0.01 per share on the corporation's common shares and $0.75 per share on preferred shares series A.

The dividend on the common stock will be payable February 1, 2010, to shareholders of record at the close of business on January 11, 2010. The dividend on the corporation's $3 Cumulative Convertible Preferred Stock Series A will be payable March 5, 2010, to shareholders of record at the close of business on February 12, 2010.

The company will also pay $11.9 million in dividends on the Fixed Rate Cumulative Perpetual Preferred Stock Series B on November 16, 2009.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the operating companies of Lincoln Financial Group had assets under management of $137 billion as of September 30, 2009. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.

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For more information:

Investor Contacts:
Jim Sjoreen
484 583-1420
E-mail: InvestorRelations@LFG.com

Media Contact:
Laurel O'Brien
484 583-1735
E-mail: MediaRelations@LFG.com





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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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