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This document is dated November 12, 2009. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Southwest Airlines Chairman and CEO, Gary C. Kelly, Named to Lincoln National Corporation's Board of Directors

PHILADELPHIA, November 12, 2009 — Lincoln National Corporation (NYSE:LNC) announced today that Gary C. Kelly has been elected to the company's board of directors, effective November 4, 2009, for a term expiring in 2011.

Kelly currently serves as chairman, president and CEO of the nation's fifth largest airline, Southwest Airlines. A 22-year Southwest veteran, Kelly began his career as controller, moving up to chief financial officer and vice president finance, then executive vice president and CFO, before being promoted to vice chairman and CEO in 2004. Kelly assumed role of chairman and president in 2008. Kelly is a member of Financial Executives Institute and the Texas Society of CPAs, and he serves on the McCombs School Accounting Advisory Board and the Advisory Council at the University of Texas at Austin.

"We are extremely pleased to welcome Gary to Lincoln's board of directors," said William H. Cunningham, chairman of Lincoln National. "His strong financial background and leadership skills are reflected in the success of Southwest Airlines and he will be very valuable addition to Lincoln's board."

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the operating companies of Lincoln Financial Group had assets under management of $137 billion as of September 30, 2009. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services. Affiliates also include: Delaware Investments, the marketing name for Delaware Management Holdings, Inc. and its subsidiaries. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Investor Contacts:
Jim Sjoreen
484 583-1420
E-mail: InvestorRelations@LFG.com

Media Contact:
Laurel O'Brien
484 583-1735
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.