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This document is dated March 19, 2010. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Group to Participate in J.P. Morgan Insurance Conference

PHILADELPHIA, March 19, 2010 — Lincoln Financial Group (NYSE:LNC) will participate in the 2010 J.P. Morgan Insurance Conference on Monday, March 22, 2010, at approximately 1:15 p.m. EDT. Frederick J. Crawford, executive vice president and chief financial officer, will discuss the company's businesses, financial results and capital position.

The presentation will be available live via telephone. The dial-in number will be 800 857-2850 (toll free) or 415 228-4885 (toll) and can be accessed with the pass code "Insurance." Presentation materials will be available on the investor section of Lincoln Financial's Web site at www.LincolnFinancial.com/investor at the start of the presentation.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $141 billion as of December 31, 2009. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Investor Contact:
Jim Sjoreen
484 583-1420
E-mail: InvestorRelations@LFG.com

Media Contact:
Laurel O'Brien
484 583-1735
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.