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This document is dated June 3, 2010 . It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Group Comments on Moody's, Fitch Positive Ratings Actions

PHILADELPHIA, June 3, 2010 — Lincoln Financial Group (NYSE:LNC) today commented on recent ratings actions by Moody's Investors Service and Fitch Ratings:

  • On May 27, 2010, Moody's Investors Service updated its outlook on Lincoln National Corporation and its operating subsidiaries to stable from negative.
  • On June 3, 2010, Fitch Ratings placed the long-term ratings of Lincoln National Corporation on watch positive.
  • Fitch Ratings also updated its outlook on Lincoln's insurance subsidiaries to stable from negative.

Dennis R. Glass, president and CEO of Lincoln Financial Group, said, "The recent positive ratings moves by Moody's and Fitch validate that we took the right actions in a very difficult market environment, completing each step of our capital plan in a very methodical way while producing solid results in our core businesses over the past several quarters. We continue to build on our strong franchise and reputation by expanding our distribution relationships and reach, maintaining a consistent presence in our markets, leveraging our leadership positions in key products, and providing needed products and advice to clients as they plan for a more secure financial future."

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $146 billion as of March 31, 2010. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance;
401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Investor Contacts:
Jim Sjoreen
484 583-1420
E-mail: InvestorRelations@LFG.com

Media Contact:
Laurel O'Brien
484 583-1735
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.