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This document is dated October 4, 2010. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Group Strengthens Retirement Plan Services with Technology Upgrade

PHILADELPHIA, October 4, 2010 — Lincoln Financial Group today announced details of a significant strategic investment in the technology supporting its retirement plan service offering. Lincoln Financial has contracted with DST Retirement Solutions, a leading provider of retirement recordkeeping software, to enhance its recordkeeping and administrative services platform to plan sponsors, plan participants and intermediaries.

"This investment is an outstanding example of Lincoln Financial's long-term commitment to the Defined Contribution business and will fuel our targeted growth in the retirement industry," said Chuck Cornelio, president of Defined Contribution, Lincoln Financial Group. "The Lincoln team will have access to industry leading technology to augment our already strong service offering. This action reinforces our commitment to continually striving to make it easier for plan sponsors and intermediaries to do business with us. Enhancements will also enrich the educational resources and tools we offer plan participants to help them make informed savings decisions and meet their retirement goals."

Benefits of system conversion include:

  • Enhanced reporting and access to plan information
  • Better online planning tools, calculators and education materials;
  • Enhanced call center technology; and
  • User-friendly web resources and self-service features, among other benefits.

Lincoln Financial provides education, resources and tools to help its 24,000 plan sponsors provide retirement plan benefits to more than 1.4 million plan participants. The company has more than 50 years of experience focusing primarily on serving the needs of 403(b) plan sponsors in the healthcare and K-12 education markets and 401(k) plan sponsors of small and mid-size businesses.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $140 billion as of June 30, 2010. Through its affiliated companies (The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, New York), Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contacts:
Anna Gauthier
484 583-8665
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.