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This document is dated November 24, 2010. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Jim McCrory Joins Lincoln Financial Distributors As Divisional Sales Manager For The Defined Contribution / 401(k) Team

PHILADELPHIA, November 24, 2010 — Lincoln Financial Distributors, the wholesale distribution subsidiary of Lincoln Financial Group (NYSE:LNC), today announced that Jim McCrory has joined the company as a divisional sales manager for the Defined Contribution / Small Market 401(k) team.

Reporting to Peter Sims, Head of Intermediary Sales, McCrory will be responsible for managing a team of wholesalers, as well as leading the efforts to execute on various sales strategies on a national scale focusing on the Defined Contribution Small Market.

Prior to joining Lincoln Financial, McCrory was a regional sales director with The Standard Insurance Company, in Atlanta, Ga., where he managed sales efforts in the southeast. From 2000 to 2009 McCrory held a number of sales positions at Lincoln Financial Distributors including, as a national and regional sales director, a team leader, and a retirement wholesaler. Earlier in his career, McCrory served in a range of retirement consultant roles at Northern Trust Retirement Consulting.

"I am excited to welcome Jim back to Lincoln Financial," said Peter Sims, head of Intermediary Sales. "McCrory brings more than two decades of financial services experience, with a focus on defined contributions and investments. He has a proven track record for leading various sales efforts and will add significant value in helping us reach a range of objectives," he said.

McCrory earned a bachelor of science degree in mathematics and education from Auburn University, Auburn, Ala., in 1992, and holds Series 6, 26 and 63.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $150 billion as of September 30, 2010. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life and disability insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Jeff VanPelt
603 226-5216
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.