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This document is dated June 6, 2011. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Industry Veteran, Bill Nash Joins Lincoln Financial Group As National Sales Manager, MoneyGuard Solutions

PHILADELPHIA, June 6, 2011 — Lincoln Financial Distributors, the wholesale distribution subsidiary of Lincoln Financial Group (NYSE:LNC), today announced that Bill Nash, an industry veteran from Merrill Lynch has joined the company as national sales manager for the MoneyGuard sales team.

Reporting to Andrew Bucklee, head of MoneyGuard Solutions Distribution, Nash will be responsible for ensuring the MoneyGuard distribution strategy and tactical execution is consistent with LFG's short- and long-term strategic objectives.

"We are committed to further widening our MoneyGuard footprint in the marketplace," said Bucklee. "Nash brings more than 20 years of financial services experience and valuable knowledge for driving growth, deepening relationships and efficiently leading sales efforts. He has a proven track record for managing and will contribute to the success of our sales force," he said.

Prior to joining Lincoln, Nash served in various sales leadership capacities at Merrill Lynch/Bank of America. Most recently he was a divisional sales manager of the Client Solutions Group, a role he assumed in 2008. From 2002 to 2008 he served as a district annuity specialist and player coach, where he spearheaded the implementation of a strategy to provide income solutions.

Nash began his career in 1991 as an insurance agent for John Hancock, Rochester, NY. From 1993 to 1995 he served as a financial consultant with Dreyfus Service Corporation, New York, NY. From 1995 to 2000 he began working in the field as a wholesaler, regional vice president for Evergreen Investment Services, Charlotte, NC, and, from 2000 to 2002 he was a wholesaler, regional vice president at ING Investment Products — Golden American Variable Annuities, Charlotte, NC.

He earned a bachelor of arts degree in environmental geography from Colgate University, Hamilton NY. Nash holds the Chartered Retirement Planning Counselor designation, and holds FINRA Series 6, 7, 24, and 66.

He will be based in Charlotte, NC.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $162 billion as of March 31, 2011. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contacts:
Eric Samansky
484 583-1431
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.