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PRESS RELEASES

This document is dated June 22, 2011. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.
   
 

Lincoln Financial Group Enhances Its Accident Insurance Benefit With Seamless Rollover To Lincoln Program

PHILADELPHIA, June 22, 2011 — Lincoln Financial Group (NYSE:LNC) announced the launch of its Rollover to Lincoln Program for Lincoln Accident Insurance, a voluntary group protection benefit that provides employees with cash benefits in the event of an accidental injury. Through this seamless rollover program, employers may consolidate coverage with a single carrier and benefit from a simplified enrollment process.

"As a trusted carrier of voluntary benefits, Lincoln prides itself in providing group participants and employees with high levels of service and support," said Dave Cirulis, Head of Voluntary Marketplace Strategy. "For many employers, rolling over their accident benefits into a Lincoln plan is an easy way to consolidate coverage while knowing they are aligned with a carrier whom they can trust and rely for product and service expertise."

The streamlined rollover process features census enrollment, eliminating the need of an enrollment event. If desired, full support for a delayed enrollment is available to help build employee participation. Additionally, the Rollover to Lincoln Program for Lincoln Accident Insurance allows brokers the ability to easily rollover their client's existing accident coverage while receiving the full commission on the move.

Lincoln Accident Insurance features four plan designs with different cash benefit levels, including Select, Choice, Preferred and Elite, and provides employers with the option to customize their plan by adding riders to meet a group or employees' unique needs. The coverage also provides an array of additional features including:

  • Coverage of multiple injuries sustained in a single accident
  • Portable coverage that employees may retain after leaving their company
  • Composite-rated — or a single rate — for all employees
  • Guaranteed renewable benefits, making it easy to maintain a policy
  • Pretax or after-tax benefits, offering complete flexibility
  • An Accident EAP, providing employees who have suffered an accident with telephone and online confidential counseling
  • TravelConnect SM assistance, offering employees travel services including emergency medical assistance and help with lost travel documents

Brokers and employers interested in learning more about the Rollover to Lincoln Program for Lincoln Accident Insurance should contact a Lincoln sales representative for additional information.

EAP services are provided by Bensinger, DuPont & Associates (BDA), Chicago, IL. TravelConnectSM travel assistance services are provided by MEDEX Assistance Corporation, Towson, MD. BDA and MEDEX Assistance Corporation are not Lincoln Financial Group® companies. Coverage is subject to actual contract language. Each independent company is solely responsible for its own obligations.

Lincoln Accident Insurance is issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York, nor is it licensed to do so. Lincoln Accident Insurance availability and/or features may vary by state and is not available in New York.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $162 billion as of March 31, 2011. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.

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For more information:

Media Contacts:
Daniela Palmieri
484 583-2986
E-mail: MediaRelations@LFG.com


Sol Kovach
336 691-4999
E-mail: MediaRelations@LFG.com



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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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