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PRESS RELEASES

This document is dated January 24, 2012. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.
   
 

Jeffrey D. Coutts Named Lincoln Financial Group Corporate Treasurer

Philadelphia, January 24, 2012 — Lincoln Financial Group (NYSE:LNC) today announced that it has named Jeff Coutts to the position of Corporate Treasurer, effective immediately. Coutts previously served as SVP and Head of Financial Management for the company's Insurance and Retirement Solutions division. In his new role, Coutts will report directly to Chief Financial Officer Randy Freitag.

"Jeff has a deep understanding of our businesses and the financial markets, and he is respected inside the company and in the industry for his expertise and knowledge," said Freitag. "We are pleased to have someone of Jeff's caliber as our Treasurer."

As Treasurer, Coutts is responsible for overseeing the balance sheet along with having firm-wide responsibility for capital, liquidity, bank and rating agency relationships, corporate insurance and obligations, capital markets activities, treasury operations and asset-liability management. Coutts began his insurance career in 1992 at North American Life in Winnipeg, Manitoba, Canada before moving to Jefferson Pilot Corporation in 1996, where he served as Corporate Actuary prior to the merger of Lincoln Financial and Jefferson Pilot. At Lincoln, Coutts headed product development for the Employer Markets division before being named Head of Financial Management for Insurance and Retirement Solutions.

Coutts is a Fellow of the Society of Actuaries and also holds FCIA and MAAA designations. He earned a Bachelor of Commerce degree in Actuarial Science from the University of Manitoba in Winnipeg, Canada.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $153 billion as of September 30, 2011. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.

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For more information:

Investor Contacts:
Jim Sjoreen
484 583-1420
E-mail: InvestorRelations@LFG.com

Laurel O'Brien
484 583-1735
E-mail: MediaRelations@LFG.com



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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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