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This document is dated February 21, 2012. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Lincoln Financial Group Strengthens Its Retirement Plan Services Product and Solutions Management Team
Bill McLaren Joins as Stable Value Business Leader

Radnor, PA, February 21, 2012 — Lincoln Financial Group (NYSE:LNC) today announced that Bill McLaren has joined the company as Stable Value Business Leader for the company's Retirement Plan Services Product and Solutions Management team. In this new role, McLaren is responsible for leading efforts to identify and further grow Stable Value opportunities for the retirement plan services business. He is also responsible for Stable Value product development and positioning along with establishing business initiatives for investment only opportunities in the market. McLaren reports to Eric Levy, Senior Vice President and Head of Retirement Plan Product and Solutions Management.

"As the Retirement Plan Services business has evolved, we remain committed to delivering product solutions that meet the needs of the market," said Levy. "Bill's expertise, extensive knowledge of stable value solutions, and industry relationships make him a natural fit for this role."

McLaren comes to Lincoln with several years of financial services and insurance industry experience. Prior to this role, McLaren was an independent Defined Contribution Stable Value Consultant where he focused on expanding the understanding of the stable value asset class within the 401(k), 457, 403(b) and defined benefit markets. He also held several stable value related positions with Prudential Retirement and was most recently Vice President of Sales with expertise and specialty knowledge in Stable Value including Guaranteed Interest Contracts (GICs), Institutional Book Value Wraps and Investment Only businesses. McLaren holds FINRA series 7 and 63 designations, is life insurance licensed in all 50 states and holds a bachelor's degree in business administration and a master's degree from Rider University.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $160 billion as of December 31, 2011. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contacts:
Daniela Palmieri
484 583-2986
E-mail: MediaRelations@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.