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This document is dated May 17, 2012. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

Bob Stuber Appointed as Managing Principal of Lincoln Financial Advisors
Stuber to Serve as Market Leader in Houston

PHILADELPHIA, May 17, 2012 — Bob Stuber has been appointed as a Managing Principal of Lincoln Financial Advisors Corp., part of Lincoln Financial Group (NYSE: LNC), serving as the market leader for offices in Houston. Bob is responsible for growing the market and footprint of Lincoln Financial Advisors in this region.

"We are very excited that Bob has joined our firm to lead the Houston regional planning office," said Brett Collins, Managing Director of Lincoln Financial Advisors' Southern Regional Planning Group, which includes the Houston planning offices. "Bob's leadership skills and experience in sales, marketing, product development, and recruiting will bring great value to our advisors and organization."

Stuber joins Lincoln Financial Advisors with over twenty-five years of financial services industry experience. Prior to joining Lincoln, Stuber served as Director of RIA Sales for M.S. Howells & Co. in Scottsdale, AZ; Senior Vice President, National Sales Recruiting for Countrywide Investment Services in Chandler, AZ; Senior Regional Sales Manager for Wells Fargo Private Client Services for the Metro Phoenix Region; and Sales Manager and member of the Management Committee for Wayne Hummer Investments in Chicago.

About Lincoln Financial Network

Lincoln Financial Network is the marketing name for the retail sales and financial planning affiliates of Lincoln Financial Group and includes Lincoln Financial Advisors Corp. and Lincoln Financial Securities Corporation, both members of FINRA and SIPC. Consisting of approximately 8,000 representatives, agents, and full-service financial planners throughout the United States, Lincoln Financial Network professionals can offer financial planning and advisory services, retirement services, life products, annuities, investments, and trust services to affluent individuals, business owners, and families.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $170 billion as of March 31, 2012. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Investor Contacts:
Jim Sjoreen
E-mail: Jim.Sjoreen@LFG.com

Media Contacts:
Michael Arcaro
E-mail: Michael.Arcaro@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.