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PRESS RELEASES

This document is dated October 28, 2013. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.
   
 

Lincoln Financial Introduces The Lincoln DentalConnect® Certified Family Plan
A New Dental Plan Designed to Meet Affordable Care Act Requirements

Radnor, PA, October 28, 2013 — Lincoln Financial Group (NYSE: LNC) today announced the launch of the Lincoln DentalConnect®Family plan, a new dental plan designed to help employer groups with 2-50* employees work with certain requirements of the Patient Protection and Affordable Care Act (ACA). The Lincoln DentalConnect®Family plan is built on Lincoln's PPO platform and offers a variety of plans so employers can choose the right plan for their employees and their families.

To assist employer customers, Lincoln has developed the Lincoln DentalConnect®Family plan, which offers pediatric dental benefits that satisfy the essential health benefits requirements of the ACA. While the Lincoln DentalConnect®Family plan is not offered on any public insurance exchange, it is a certified dental plan in many states. Plan features include:

  • Benefits for preventive, basic, diagnostic and major care services
  • Flexibility to match a current in-force plan for the adult portion of the family plan
  • Pediatric children seamlessly transition to the adult plan (upon attaining adult age)
  • Medically necessary orthodontia benefits
  • Non-medically orthodontia benefits, available as a plan option
  • New expanded network access to 255,000 in-network dental provider locations, with more than 88,000 unique providers
  • Discount vision and hearing programs included at no additional charge

"In addition to offering employers and brokers quality group dental choices, we remain committed to delivering solutions that help ease the burden on the companies we do business with," said Chris Stevens, vice president, specialty health, Lincoln Financial Group. "We are pleased that we were able to design the Lincoln DentalConnect®Family plan to help our employer customers work with the ACA - and offer their employees a dental benefit plan that helps them manage the cost of dental care for themselves and their families."

The Lincoln DentalConnect®Family plan is approved and certified in: Alabama, Alaska, Arizona, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Maine, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming. Regulatory approvals are pending in the remaining states.

Lincoln's Group Protection division offers a range of financial protection solutions to employers and their employees, including term and universal life, disability, dental, vision, accident and critical illness plans. With flexible enrollment options, Lincoln eases plan administration for both employer-paid and employee-paid/worksite programs.

*In Hawaii, 2-100 employees

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $189 billion as of June 30, 2013. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.

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For more information:


Media Contacts:
Anthony Campese
484-583-6326
E-mail: Anthony.Campese@LFG.com



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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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