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This document is dated May 15, 2014. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.

John Luviano Appointed Head of Finance and Strategy for Lincoln Financial Group's Retirement Plan Services Business

Radnor, PA, May 15, 2014 — Lincoln Financial Group's (NYSE:LNC) Retirement Plan Services business announces that John Luviano has been promoted to Head of Finance and Strategy for the company's Retirement Plan Services (RPS) business, reporting directly to RPS President Chuck Cornelio. He has also been named a Senior Vice President and joins the company's Corporate Leadership Group. Luviano replaces Lisa DeSimone, who announced her retirement last month. Prior to this role, he was Vice President of Finance for the RPS business where he led financial and management reporting, financial planning, risk management, profitability analysis, and served as a key contributor to the overall business strategy and management team for RPS.

Luviano has been with Lincoln for 11 years and was a member of the Finance and Strategy team at the inception of Employer Markets in 2006 after the merger of Lincoln and Jefferson Pilot. During his tenure at Lincoln, he held a variety of positions focused on finance, risk management and strategy disciplines. Luviano also worked at Lincoln Financial Advisors where he supported the CFO and Controller in financial analysis and reporting roles.

Luviano spent several years working in the public accounting field for KPMG before joining Lincoln. He received a bachelor's degree in business administration and accounting, earning cum laude honors, from the University of Massachusetts. He is based in Radnor, Pennsylvania.

About Lincoln Financial Group's Retirement Plan Services
For more than 60 years, Lincoln Financial's Retirement Plan Services (RPS) business has been helping savers boost their retirement readiness through employer-sponsored plans. Our distribution force of more than 400 professionals, including institutional and wholesale distribution channels and advisor-based sales teams, work to provide plan sponsors with retirement plans that not only meet the unique needs of their plan participants but also align with sponsors' total rewards strategies and help recruit and retain top talent. RPS Retirement Consultants, available onsite, online and by phone, develop long-term one-on-one relationships with savers to help motivate them to take actions that lead to better retirement outcomes. RPS offers personalized services, solutions and education to help plan participants get to and through retirement. The business serves approximately 1.4 million participants through 22,000 plan sponsors with $52 billion in assets under management as of March 31, 2014.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $209 billion as of March 31, 2014. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.



For more information:

Media Contacts:
Daniela Palmieri
E-mail: Daniela.Palmieri@LFG.com

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.