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PRESS RELEASES

This document is dated May 9, 2013. It may not be accurate after such date and LNC does not undertake to update or keep it accurate after such date.
   
 

Lincoln Financial Group Names Carrie Chelko Vice President And Chief Counsel Supporting Distribution

RADNOR, PA, May 9, 2013 — Lincoln Financial Group (NYSE: LNC) announced today that Carrie Chelko, 39, has been named vice president and chief counsel, supporting the company's distribution organization. Chelko, who joins Lincoln Financial on May 13, 2013, will report to James DelBello, senior vice president and head of Business Law and Compliance for Lincoln Financial Group.

Her day-to-day responsibilities include managing a legal and compliance team, working with regulators to manage industry issues, and providing strategic advice and counsel to company executives.

"Carrie is an accomplished lawyer, and we are thrilled that she has decided to join Lincoln Financial," said DelBello. "She brings to the role vast experience handling litigation and regulatory affairs. We look forward to her many contributions not only within LFGD, but also at Lincoln overall."

Chelko will lead the legal and compliance area for Lincoln Financial Group Distribution (LFGD), the company's re-aligned distribution organization formed last October. The new structure, which is under the direction of Will Fuller, president of LFGD, combines into one organizational unit the company's retail and wholesale distribution systems. With her appointment, Chelko will also join Fuller's extended leadership team.

"Distribution is a primary strength for Lincoln. Investing in our franchise through valuable talent is always a priority," said Fuller. "Carrie's role is critical in helping grow our businesses, and our advisors will benefit directly from her talent and expertise."

Chelko joins Lincoln Financial from Janney Montgomery Scott LLC, where she most recently served as deputy general counsel. She also previously worked as an associate at Philadelphia-based Saul Ewing LLP, and as a student law clerk to Hon. Louis H. Pollak, in the United States District Court for the Eastern District of Pennsylvania.

Chelko holds a J.D. from the Temple University School of Law. She also graduated with honors from Grove City College, where she earned a Bachelor of Arts in Political Science and a Bachelor of Science in Psychology.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $186 billion as of March 31, 2013. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.lincolnfinancial.com.

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For more information:


Media Contacts:
Michael Arcaro
484-583-1799
E-mail: Michael.Arcaro@LFG.com

Holly Fair
484-583-1632
E-mail: Holly.Fair@LFG.com



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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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