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COVERAGE CHANGES

Request a policy change or exercise a policy option
Your life insurance policy may provide options which can be exercised during the insured's lifetime. These options are designed to accommodate life cycle changes and assist you in customizing your policy to meet your current life insurance protection needs. Your policy's contract defines any policy options available to you. Requests to exercise a policy option must be made in writing by the policy owner and may require the completion and submission of a company-approved form.

We encourage you to talk with your insurance professional to discuss the benefits of any policy options available to you. Your agent can also assist you in completing the requirements needed to exercise a policy option or in making other changes in your insurance protection.

If you prefer, you may contact Customer Service to assist you in determining and defining any policy options which may be available to you. For our phone number/mailing address, please visit our Contact Us section.

Finding out how a policy may perform over time or under different conditions.
We encourage you to contact your insurance professional to obtain a policy illustration. A policy illustration will provide you with information on how your policy may perform over time at the current interest rate and premium. Illustrations can also provide information on how your policy may perform if the following changes occur:

  • Premium payment change
  • Interest rate change
  • Death benefit increase or decrease
  • Loans
  • Withdrawals

To obtain an illustration, please contact your insurance professional. If you prefer, you may contact Customer Service for assistance.

Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



LCN-2008274