Text Size: Aa | Aa | Aa



Lincoln Employee Value® Universal Life (UL) is guaranteed coverage to help your employees prepare for a secure tomorrow. By offering universal life insurance, employees can choose the right amount and type of coverage for their unique preparations for the future.

And with universal life insurance from Lincoln, you'll be making your benefits program even stronger.

For your employees:

  • Permanent, lifetime coverage
  • A policy they own as individuals — theirs to keep if they retire or change jobs
  • A death benefit that will not decrease over time
  • Coverage to complement term life insurance they may already have

Our consultative enrollment approach helps your employees understand their options so they can make confident buying decisions.

Through one-on-one enrollment, employees can ask questions, address concerns, and better understand their coverage needs.

And for you:

  • Easy administration
  • Comprehensive preenrollment communication strategies to help make enrollment a success
    • Email campaign
    • Fliers
    • Table tents

Guarantees are backed by the claims-paying ability of the issuing company.

Insurance products (policy series ULPD 5048) are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York, nor is it licensed to do so. Product availability and/or features may vary by state. Limitations and exclusions apply. Not available in New York.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.


Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.