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Affiliation Options

Once you choose to become part of the Lincoln Financial Network, your next decision involves how you want to affiliate.

Three Models to Choose From

National Planning Affiliate

When you affiliate with Lincoln Financial in our National Planning model, you'll have the choice to operate as a statutory employee or an independent contractor. In either case, you'll enjoy the support of local, regional, and national resources including financial planning, case design, marketing, technology, education, and national market access opportunities. And you'll have the option to be housed in a Lincoln branch with a full benefits package including health, medical, disability, 401(k), and much more. Lincoln Financial will be with you every step of the way, offering tools and support so that you can run your business your way.

Partnered Independence

Affiliating as a Partnered Independence advisor, you have the choice to operate as a traditional employee or have an independent brokerage relationship with Lincoln Financial Securities Corporation or Lincoln Financial Advisors Corporation. You'll be located either in a branch office setting, or you can select your own office with the option of subsidizing real estate costs, all while accessing the support, training, and resources of Lincoln Financial Network. Partnered Independence advisors have access to the marketing, technology, education, and practice management services with access to planning support through our national planning services.

Direct Independence

As a Direct Independence advisor, you will build your practice as you see fit, while leveraging the resources and intellectual capital of Lincoln Financial Network. Whether you choose to operate as an independent advisor representative or under one of our corporate registered investment advisors, you will enjoy the freedom of a competitive payout structure, as well as access to technology, education, practice management, and marketing resources. You'll continue to operate under your own name and select your own office location. You'll also structure your own staff and research your own benefits plans, while utilizing Lincoln Financial Network at your discretion to help you grow and manage your practice.

Comparing Your Options
National Planning Partnered Independence Direct Independence
Description You have the support to offer comprehensive financial planning. You can choose to be housed in a Lincoln Financial Network office, and an attractive benefit package. You have full access to all Lincoln Financial Network resources. You have the choice of whether to act as a statutory employee or maintain an independent relationship. You can choose where your office is located, and Lincoln Financial Network resources are available. Utilizes Lincoln Financial Network services while running an independent business operation. Minimum qualification is $100,000 GDC.
Payout Options 52%–90%, depending on level of production. Up to 92%, depending on level of production.
Support Local, regional and national support. National Financial Planning Services. Local, regional and national support. National support.
Resources National planning, proprietary software, on-site technical support. Access available to additional resources.
Benefits Full benefits package is optional.
Location You can choose to be located in a Lincoln Financial Network office or your own office location. Choose your own office location (the cost is subsidized if it is located in a Lincoln Financial Network office). Choose your own office location.
Educational Opportunities LFA-Sagemark University and broker-dealer continuing educational opportunities. LFA-Sagemark University and broker-dealer continuing education events available.
Products Open architecture. Complete financial product portfolio.

Lincoln Financial Network is the marketing name for Lincoln Financial Securities Corp. and Lincoln Financial Advisors Corp., both members of FINRA and SIPC and affiliates of Lincoln Financial Group.

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.