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QUARTERLY STATEMENT

The Annuity Statement provides important information. It summarizes the value of the contract, communicates any gain or loss and confirms the activity during the reporting period. We realize that this kind of report can sometimes appear complex and confusing.

We have designed the Annuity Statement to be clear and understandable. Telephone numbers are included on the statement if you have questions or need additional services. Please mouse over items in the Annuity Statement below for definitions of the terms we use as well as tips on how to read the statement.

Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



LCN-2008274