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LINCOLN MYGUARANTEE SM PLUS FIXED ANNUITY



Overview

Lincoln MYGuaranteeSM Plus fixed annuity is a single premium fixed annuity and offers a number of features to help you meet your accumulation needs. Initial interest rates are guaranteed for a chosen duration ranging from 3 to 10 years, after which interest rates are guaranteed for one year.

Refer to the Key Features section above for more detailed information.

Important Disclosures. Please Read.

Products and features are subject to state availability.

Taxes are due upon withdrawal, and if withdrawn before age 59 1/2, may be subject to a 10% IRS penalty.

Lincoln MYGuaranteeSM Plus single premium deferred annuity (contract form 09-612MY, or state variation) is a fixed annuity issued by The Lincoln National Life Insurance Company, Fort Wayne, IN. The Lincoln National Life Insurance Company is not authorized nor does it solicit business in the state of New York. Contractual obligations are backed by the claims-paying ability of The Lincoln National Life Insurance Company.

Contracts sold in New York are issued on contract form 09-612MYNY by Lincoln Life & Annuity Company of New York, Syracuse, NY. The contractual obligations are backed by the claims-paying ability of Lincoln Life & Annuity Company of New York.

LCN200910-2035710

LCN-2008251fa

Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



LCN-2008251fa