Text Size: Aa | Aa | Aa
edit

Favorites

find_advisor.gif

LINCOLN MYGUARANTEESM PLUS FIXED ANNUITY



Key Features

Lincoln MYGuaranteeSM Plus fixed annuity offers a number of features to help you meet your retirement income needs. The following are some key facts and features about the product:

Type of Product Lincoln MYGuaranteeSM Plus fixed annuity is a single premium, fixed interest rate deferred annuity.
Interest Rates The initial interest rate is guaranteed for a specified length of time, ranging from 3 years to 10 years.
After  the initial interest rate guarantee period, renewal rates are declared annually.

Premium Information
  • Minimum premium: $10,000
  • Additional premiums are not allowed.
Age Requirements This contract can be issued for ages up to age 85.

For more details about how this product works, including accessing your money and how the income payments work, click on the specific sections in the box at the top of this page.

Important Disclosures.  Please Read.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Products and features are subject to state availability.

Taxes are due upon withdrawal, and if withdrawn before age 59 1/2, may be subject to a 10% IRS penalty.

Lincoln MYGuaranteeSM Plus single premium deferred annuity (contract form 09-612MY or state variation) is a fixed annuity issued by The Lincoln National Life Insurance Company, Fort Wayne, IN. The Lincoln National Life Insurance Company is not authorized nor does it solicit business in the state of New York. The "contract" may be referred to as a "certificate" in certain states. The certificate is a group annuity certificate issued under a group annuity contract issued by The Lincoln National Life Insurance Company to a group annuity trust. Contractual obligations are backed by the claims-paying ability of The Lincoln National Life Insurance Company.

Contracts sold in New York are issued on contract form 09-612MYNY by Lincoln Life & Annuity Company of New York, Syracuse, NY. The contractual obligations are backed by the claims-paying ability of Lincoln Life & Annuity Company of New York.

The contract may be subject to a Market Value Adjustment. The exact terms of the annuity are contained in the contracts and any attached riders, which will control the issuer's contractual obligations. For complete information about the annuity, please also read the Disclosure Statement and Facts-At-A-Glance, or contact your Lincoln representative. There is no additional tax deferral benefit for contracts purchased in an IRA or other tax-qualified plan, since these are already afforded tax-deferred status. Therefore, an annuity should only be purchased in an IRA or qualified plan if the client values some of the other features of the annuity.

This material was prepared to support the promotion and marketing of an insurance product. Neither the insurance company, its distributors, nor their respective employees and representatives provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purpose of avoiding U.S. federal, state, or local tax penalties. Clients should consult their own independent advisor as to any tax, accounting, or legal statements made herein.

Not a deposit.  Not FDIC-Insured.  May go down in value.  Not insured by any federal government agency.  Not guaranteed by any bank or savings association.

LCN200910-2035710

Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



LCN-2008251fa