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LINCOLN DEFERRED INCOME SOLUTIONSSM ANNUITY



Overview

Planning for and creating retirement income isn't something you can leave to chance. You need income you can count on, from an insurance company you can trust and rely on.

Take control of your future income by designing your retirement on your terms. Lincoln Deferred Income SolutionsSM (DIS) Annuity allows you to determine when and how you're going to receive your income, simply.

  • Choose your income start date
  • And, choose your income payout option and payment frequency

Your income needs are unique. To better serve your needs, Lincoln DIS Annuity offers several payment options to meet your income goals, as well as the ability to increase your lifetime income amount by making additional premium payments (subject to contract provisions and state variations).

Flexibility

  • You can move your payment start date within five years prior to of or five years after your original date
  • You can also accelerate six months' worth of payments into a lump sum
  • You can increase your income with additional premium payments

Work with your advisor to review our client guide and facts at-a-glance to learn more about how a Lincoln DIS Annuity can help meet your guaranteed income needs.

Important Disclosures. Please Read.

Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Products and features are subject to state availability.

Lincoln Deferred Income SolutionsSM Annuity deferred annuity (contract form 13-618F and 13-618S, or state variation) is issued by The Lincoln National Life Insurance Company, Fort Wayne, IN. The Lincoln National Life Insurance Company is not authorized nor does it solicit business in the state of New York. The "contract" may be referred to as a "certificate" in certain states. The certificate is a group annuity certificate issued under a group annuity contract issued by The Lincoln National Life Insurance Company to a group annuity trust. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.

The exact terms of the annuity are contained in the contracts and any attached riders, which will control the issuer's contractual obligations. For complete information about the annuity, please also read the Disclosure Statement and Facts-At-A-Glance, or contact your Lincoln representative.

Lincoln Financial Group® affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Clients should consult their own independent advisor as to any tax, accounting or legal statements made herein.

Not a deposit.

May go down in value.

Not FDIC-insured — Not insured by any federal agency.

Not guaranteed by any bank or savings association.

Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



LCN-2008251IA/LCN-1042893-102214 - DIAKEY