Text Size: Aa | Aa | Aa



Long-term disability insurance helps provide your employees financial protection should they miss an extended period of work. Lincoln's competitive pricing and comprehensive features deliver a product that sets you apart from other employers.

Long-term disability insurance from Lincoln Financial Group includes:

  • Flexible plan designs with generous maximums available
  • Progressive Partial Disability Benefit with return-to-work incentive
  • Up to 100% predisability earnings with partial disability benefit and part-time earnings
  • Trial work days of up to two times the elimination period
  • Days of total or partial disability can be used to satisfy the elimination period
  • Return-to-work incentive for the duration of the claim
  • Vocational Rehab Benefit
  • Reasonable Accommodation Benefit
  • Employee assistance services included at no additional charge
  • And more

We also offer employee-paid programs to let your employees select the coverage and amounts they need. See our Employee-paid Expertise page for more information.

Employee assistance services are provided by ComPsych® Corporation, Chicago, IL. ComPsych® is not a Lincoln Financial Group® company. Coverage is subject to actual contract language. Each independent company is solely responsible for its own obligations.

Insurance products (policy series GL3001) are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products (policy series GL3001) are issued by Lincoln Life & Annuity Company of New York (Syracuse, NY). Both are Lincoln Financial Group® companies. Product availability and/or features may vary by state. Limitations and exclusions apply.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.

Special Message X
Some Lincoln Financial websites are scheduled for maintenance starting Saturday, April 18, 2015 at 7:00 AM ET, and are scheduled to conclude on Sunday, April 19, 2015 at 9:00 AM ET. During this time period users may experience a decrease in performance capabilities. We apologize for any inconvenience.
Do not show this message again.

You will need to close this window after clicking on any messages you no longer wish to see.