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PRESIDENTIAL FUNDS



Presidential Funds - Expense Ratios


  Expense Ratios *  
Fund Name Gross (%) Net (%) Earliest Waiver End Date **
A Shares
Presidential Managed Risk 2010 Fund    2.69% 1.07% 01/28/2013
Presidential Managed Risk 2020 Fund    1.83% 1.07% 01/28/2013
Presidential Managed Risk 2030 Fund    1.82% 1.06% 01/28/2013
Presidential Managed Risk 2040 Fund    1.82% 1.06% 01/28/2013
Presidential Managed Risk 2050 Fund    2.67% 1.05% 01/28/2013
Presidential Managed Risk Moderate Fund    N/A% N/A%
C Shares
Presidential Managed Risk 2010 Fund    2.94% 1.32% 01/28/2013
Presidential Managed Risk 2020 Fund    2.08% 1.32% 01/28/2013
Presidential Managed Risk 2030 Fund    2.07% 1.31% 01/28/2013
Presidential Managed Risk 2040 Fund    2.07% 1.31% 01/28/2013
Presidential Managed Risk 2050 Fund    2.92% 1.30% 01/28/2013
Presidential Managed Risk Moderate Fund    N/A% N/A%
I Shares
Presidential Managed Risk 2010 Fund    2.44% 0.82% 01/28/2013
Presidential Managed Risk 2020 Fund    1.58% 0.82% 01/28/2013
Presidential Managed Risk 2030 Fund    1.57% 0.81% 01/28/2013
Presidential Managed Risk 2040 Fund    1.57% 0.81% 01/28/2013
Presidential Managed Risk 2050 Fund    2.42% 0.80% 01/28/2013
Presidential Managed Risk Moderate Fund    N/A% N/A%

* Gross Expense Ratio is the fund's total operating expense ratio from the fund's most recent prospectus. Net Expense Ratio reflects the reduction of expenses from fee waivers and reimbursements. Elimination of these reductions will result in higher expenses and lower performance. Expense ratios, gross and net, are reflective of the fund's current effective prospectus.

** The fee waiver and expense reimbursement reflected in the Net Expense Ratio will continue until at least the "Waiver End Date".

Before investing, consider the fund's investment objectives, risks, charges, and expenses. For a prospectus, or summary prospectus, containing this and other information, contact your investment professional or view online at www.LincolnFinancial.com/retail. Please read the prospectus or summary prospectus carefully before investing.


Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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