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LINCOLN HERITAGE SVUL



Prospectus/Reports

FUNDS PROSPECTUS

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SEMI-ANNUAL REPORT

Availability of funds may vary by product. Please refer to your Product Prospectus.

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ANNUAL REPORT

Availability of funds may vary by product. Please refer to your Product Prospectus.

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Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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