LINCOLN DIRECTORSM GROUP VARIABLE ANNUITY
Safe Harbor Notice: General Instructions for the state of New York
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The sample notices provided in the Quick Links area may assist the plan's sponsor in preparing an announcement to their employees. These notices are regarding safe harbor notices applicable to certain 401(k) plans. The plan's legal documents control the plan provisions and should be carefully matched with this notice. This notice is not intended to serve as a summary plan description. This sample should not be construed as legal advice regarding the establishment or implementation of a tax qualified retirement program. Plan sponsors are encouraged to consult with their advisors regarding this information as it relates to their company.