Managing your money effectively requires you to plan ahead and often set goals for future major purchases and life events like getting married, having children, buying a new home or retirement. Whatever your savings goal, this calculator can help you decide how much money you need to save to reach your goal in the time you set.

Years you can wait to achieve your goal:
Enter the number of years you can save for your goal.
Goal amount in today's dollars:
Enter the amount you need to achieve your goal.
Annual inflation rate:
Enter the annual percentage of inflation you expect until you reach your goal. (During the 1990s, the annual inflation rate has ranged between 3 and 4 percent. The planner will assume 4%.)
Annual investment growth rate:
Enter the annual after-tax percentage you expect your investment to grow. (The calculator assumes 6% and the maximum value is 12 percent.)
Savings you can invest now:
Enter the current lump sum amount you can contribute now toward your goal.
Fill in the form, then click
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Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.