Financial strength | Lincoln Financial Group

Origins and vision

Founded in 1905 with the endorsement of Abraham Lincoln’s son, Robert Todd Lincoln, Lincoln Financial Group is the first and only company to carry Abraham Lincoln’s name, image and ideals at the heart of our brand. For more than a century, we’ve advanced President Lincoln’s inclusive vision and values by building an honest, dependable financial services company. We're dedicated to helping Americans secure better, more optimistic futures for themselves and their loved ones.

Value

Looking ahead, we'll continue to focus on creating value for you: our clients, partners, employees and shareholders. We are confident that our business model is sound, our products and advice are needed more than ever, and we are well-positioned to help you take charge of your financial future.

Lincoln National corporation

#207 on the 2017 Fortune 500 list by revenue,
#24 by assets and #337 on the 2016 Barron's
500 list based on the most revenue growth and
cash returns¹

¹Based on median three-year cash flow return on investment (ROI), 2016 sales growth, and adjusted for divestitures.

Forward-Looking Statements — Cautionary Language
Certain statements made on this website and in other written or oral statements made by Lincoln or on Lincoln's behalf are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 (“PSLRA”). A forward-looking statement is a statement that is not a historical fact and, without limitation, includes any statement that may predict, forecast, indicate or imply future results, performance or achievements, and may contain words like: "believe," "anticipate," "expect," "estimate," "project," "will," "shall" and other words or phrases with similar meaning in connection with a discussion of future operating or financial performance. In particular, these include statements relating to future actions, trends in Lincoln's businesses, prospective services or products, future performance or financial results, and the outcome of contingencies, such as legal proceedings. Lincoln claims the protection afforded by the safe harbor for forward-looking statements provided by the PSLRA. Risks and uncertainties that may cause actual results to vary materially, include, among others, deterioration in general economic or business conditions; adverse global capital and credit market conditions; lowering of one or more of Lincoln's debt ratings issued by nationally recognized statistical rating organizations; lowering of one or more of the insurer financial strength ratings of Lincoln's insurance subsidiaries; legislative, regulatory and tax changes that may impact our products and our business; the initiation of legal or regulatory proceedings against Lincoln; changes in interest rates; declines in the equity markets causing a reduction in sales; ineffectiveness of our risk management policies and procedures, and deviation in actual experience regarding future persistency, mortality, morbidity, interest rates, or equity market returns from Lincoln's assumptions used in pricing its products, in establishing related insurance reserves, and in the amortization of intangibles that may result in an increase in reserves and a decrease in net income. The risks included here are not exhaustive. Lincoln's annual report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and other documents filed with the SEC include additional factors which could impact Lincoln's business and financial performance.