Group Insurance Overview

Employee benefits

For more than 110 years, Lincoln has listened, learned and grown to meet our customers’ evolving needs.  What began in a small office in Ft. Wayne, IN, is now an industry leader, helping millions of Americans build their financial security and protection.

Flexible products to meet your employees’ needs

Smart employee benefit choices make it easier for your company to attract and retain talented employees, and help them plan for and protect their financial future. Lincoln helps both you and your employees make the right choices by delivering flexible products, services and solutions that meet your business objectives and your employees’ needs and priorities.

How we rank

As a measure of our success, we’re consistently ranked highly in a variety of financial categories:

Fortune 500 list Term life Disability Accident and Critical Illness
In 2016, Lincoln National Corporation ranks: #205 based on revenue #25 based on assets1 #9 for group life, as measured by new contracts sold2 #6 for group disability, as measured by new contracts sold2 #7 in accident and critical illness sales2

Who we serve

  • More than 86,000 group policies in-force3
  • 14.1 million employees insured3
  • Over $1.9 billion in total in-force premium3
  • 25% of our book of business is groups over 1,000 lives3

While numbers matter, the people they represent matter more.  Lincoln employee benefits have helped our customers secure their income, protect themselves and their loved ones and prepare for the unexpected. In 2016 alone:

  • 21,671 women enjoyed maternity leaves with their new babies4
  • 3,953 people with disabilities returned to work4
  • 14,280 beneficiaries received financial support after the loss of a loved one4
  • 1,598 kids' smiles were enhanced by braces4
  • 5,195 people had help covering their expenses when they made trips to the ER because of an accidental injury.4

1Based on median three-year cash flow return on investment (ROI), 2015 sales growth, and adjusted for divestitures
2LIMRA — 2015 YTD Sales Report
32016 year-end sales results, based on premium sold
42016 claims